Category Archives: Adults

Week 15: This week… The type of Legacy we leave behind 

When I was younger I use to write poetry. Awhile back I started again, but just kept them in a box.

So this week, I will try something new and share a poem that deals with poverty.

      

 A legacy of Poverty… 

Can’t nobody be Rich… Wait No, can’t I be Rich?!?!

Sh*t the money and the problems seem to hit like a tidal wave… one minute I can pay bills, greet the morning with glee, oh but once again there comes Mr. Jackal to turn misfortune around on me!!!

How does he sneak back so quickly… Taking once again everything from me? Each time a little bit more than before!

I’ve never been in a poor house! They told me to work for the freedom to make choices that suit me.

… But what are the choices I keep stumbling over and over like a Jacka** refusing to walk another path.. Hitting the same stone, which gets exposed even more with every erosion of years gone by!

Foolish foolish, this has gone on way too long… But has it?

Maybe come a new year, just maybe this time I leave the path that keeps causing the pain… Do I dear leave all I have ever known to start all over again?

Amazing how I will erode my legacy, one that creates only poor lasting memories… My biggest fear, to be thrown in a hole and forgotten as no tombstone lies marking my existence… Not even to say, “She Lived, Struggled and Died!” 

My legacy to the next generation… Only a path that has kept Us POOR!

Written by: Edwina Delamore

Helping-Another-Discover-Financial-Independance 

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Can you ever save too much?

  

Picture courtesy of: Thinkupthemes

Saw this news heading on the internet of a local Dutch Newspaper ‘De Telegraaf‘, “Wie in de ogen van de belastingdienst te veel spaargeld heeft, moet flink betalen.” Translated: Who in the eyes of the Tax Man saves too much money, must pay dearly. 

Today, there are all soorts of advice being given about savings… From be wise with your saving and pay off your debts first, find ways of hiding it from the Tax Man, to no longer trusting banks… And the list goes on! 

But I have some questions:

  1. Why does the savings account have little value in today’s economy and/or society?
  2. Does it make sense to save for a rainy day any more?
  3. What is considered too much savings?
  4. Are we advising people to clear their debt, to only once again get back into debt due to the lack of savings?
  5. What is today’s definition of saving and is it only considered to be part of a short term Financial Strategy?

Hmmm… My apologies for getting carried away with questions, but when one discusses Personal Finance, Savings is one of the pilars of having a healthy financial out look. 

So now what and where do we go from here? Oeps… Here I go with more questions!

Maybe someone reading this, cares to share their view on the matter?

Helping-Another-Discover-Financial-Independence

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