We at Delgabre want to wish you a wonderful and blessed Easter!
Yesterday I heard the word ‘Re-Invent‘ and it triggered a thought within me…
Lets be honest; we live in an age where there is nothing much left, to really ‘Invent’! We’ve exhausted the fancy challenges, of thinking outside the box! But what if we stopped dreaming up ways to think outside the box?
Look, with Personal Finance there is nothing that will ever make it any more or less ‘sexy’… That is a given! But why is it still so complex? The other day the Dutch National Institute, which advises the everyday man on how to go about their Personal Finances, was alarmed by the fact that people were still saving so much in The Netherlands, even though savings rates were far lower to rates of Personal Loans. Their sentiment was, people are now choosing to use their ‘Emotions’ instead of their ‘Understanding’! But aren’t we suppose to use emotions (intuition) to keep us alive?
The truth of the matter is… If we are now in the age of ‘Re-Inventing‘, then people are no longer looking for the fancy Out of the Box advice from the experts. Many have had, since 2008, to endure such complex Financial situations and therefore who can blame them for making Personal Finance decisions with emotions!
As I started out by saying… I was triggered to wondered, could the word ‘Re-Invent’ also be interpreted by say, make things ‘SIMPLER‘!
Re-Inventing (Simplifying) our lives can mean, if ‘Savings’ matches your objectives, gives confidence and brings comfort to you and your family, while paying off loans on a monthly basis … Vice versa for persons who want to pay off loans first and then save. Then do it!
Advice is good, but ther are times to use your emotions and simplicity… Because at the end of the day, it’s ‘Your Re-Invention’!